Tuesday, January 8, 2013

48 year-old man:  Brain Aneurysm
Massive Internal Bleeding Led to Coma and Multiple Surgeries

We are frequently asked for claims examples to illustrate the importance of travel insurance to our clients.  This example shows how travel insurance protects you and your financial investment in the vent of a mishap or a medical emergency abroad.


A 48 year-old man travelled to Montana to visit friends.  While there, he suffered a massive headache and lost consciousness.  The man was rushed to the hospital.  There he was diagnosed with a brain aneurysm, which had ruptured causing a massive bleed requiring surgery.  To speed his recovery, he was put into a medically induced coma.  While in the hospital, the patient required a second surgery to drain fluid fro his brain.  After 22 days, his insurance company was able to air evacuate him back to his home province.


Hospital fees.......................................$362,027.66
Physician fees.......................................$56,007.14
Radiology fees........................................$7,140.28
Ambulance............................................$10,253.67
Air evacuation.......................................$10,884.38
Provincial medical plan contribution......$10,619.32
Amount covered by travel insurance...$435,693.81

Courtesy of inTUitive Q3/Q4 2012

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