REAL-LIFE CLAIMS
Learning from Losses
Pinched cord results in two deaths
Location: City home
Cause of loss: Electrical fire
Cost of loss: Reserve sett at $135,000
Details of loss: The owners of a house were sleeping in the basement when a fire started. It was determined that an electrical cord to a television was pinched and started the fire. The house was a total loss. Tragically, the owners were unable to escape and died in the fire.
Lessons learned: Have your home inspected by an electrician to check for any unknown hazards. Make sure your home is equipped with smoke detectors that are operational and test them regularly.
Source: SGI's the Broker, Fall 2012
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